U.S. Residential Mortgage Business
U.S. Residential Mortgage Business
Welcome to the Mortgage Training Program. In this program we will cover everything you need to know to be knowledgeable about residential mortgages. We will look at the important players/departments in the space as well as Key Terminology that you need to know. We will spend some time unpackaging the consumer buying cycle and examine the life cycle of the
More DetailsDig DeeperWelcome to the Mortgage Training Program. In this program we will cover everything you need to know to be knowledgeable about residential mortgages. We...
U.S. Residential Mortgage Business
Welcome to the Mortgage Training Program. In this program we will cover everything you need to know to be knowledgeable about residential mortgages. We will look at the important players/departments in the space as well as Key Terminology that you need to know. We will spend some time unpackaging the consumer buying cycle and examine the life cycle of the
More DetailsDig DeeperU.S. Residential Mortgage Business
Welcome to the Mortgage Training Program. In this program we will cover everything you need to know to be knowledgeable about residential mortgages. We will look at the important players/departments in the space as well as Key Terminology that you need to know. We will spend some time unpackaging the consumer buying cycle and examine the life cycle of the
More DetailsDig Deeper
Real Estate Asset Analysis
Real Estate Asset Analysis
Modeling a property's income-generating characteristics is crucial to property companies and financial advisors. The measure of a property's income potential is its cash flow, and an accurate estimate of a property's potential cash flow is essential (1) for determining the amount of debt it can support and (2) for developing accurate valuation estimates on which to base financial decisions. The
More DetailsDig DeeperModeling a property’s income-generating characteristics is crucial to property companies and financial advisors. The measure of a property’s income potential is its cash flow,...
Real Estate Asset Analysis
Modeling a property's income-generating characteristics is crucial to property companies and financial advisors. The measure of a property's income potential is its cash flow, and an accurate estimate of a property's potential cash flow is essential (1) for determining the amount of debt it can support and (2) for developing accurate valuation estimates on which to base financial decisions. The
More DetailsDig DeeperReal Estate Asset Analysis
Modeling a property's income-generating characteristics is crucial to property companies and financial advisors. The measure of a property's income potential is its cash flow, and an accurate estimate of a property's potential cash flow is essential (1) for determining the amount of debt it can support and (2) for developing accurate valuation estimates on which to base financial decisions. The
More DetailsDig Deeper
Real Estate Asset Modeling
Real Estate Asset Modeling
The preparation of financial models of various types of properties is important for the banker as well as the real estate professional: Market factors, occupancy rates, taxes, and the amount of existing or planned debt financing are all considered when modeling income properties. A three-step method projects a property's after-tax cash flow: projecting the rental income, projecting the property's expenses,
More DetailsDig DeeperThe preparation of financial models of various types of properties is important for the banker as well as the real estate professional: Market factors,...
Real Estate Asset Modeling
The preparation of financial models of various types of properties is important for the banker as well as the real estate professional: Market factors, occupancy rates, taxes, and the amount of existing or planned debt financing are all considered when modeling income properties. A three-step method projects a property's after-tax cash flow: projecting the rental income, projecting the property's expenses,
More DetailsDig DeeperReal Estate Asset Modeling
The preparation of financial models of various types of properties is important for the banker as well as the real estate professional: Market factors, occupancy rates, taxes, and the amount of existing or planned debt financing are all considered when modeling income properties. A three-step method projects a property's after-tax cash flow: projecting the rental income, projecting the property's expenses,
More DetailsDig Deeper
Real Estate Investment Trust Features
Real Estate Investment Trust Features
An important part of the real estate market is the Real Estate Investment Trust (REIT). A REIT is a financial vehicle that buys, develops, and in most cases manages income-generating properties. Designed as investment vehicles modeled on mutual funds, REITs pool the capital of many investors into a single investment vehicle. The advantages to investing in REITs are liquidity, relative
More DetailsDig DeeperAn important part of the real estate market is the Real Estate Investment Trust (REIT). A REIT is a financial vehicle that buys, develops,...
Real Estate Investment Trust Features
An important part of the real estate market is the Real Estate Investment Trust (REIT). A REIT is a financial vehicle that buys, develops, and in most cases manages income-generating properties. Designed as investment vehicles modeled on mutual funds, REITs pool the capital of many investors into a single investment vehicle. The advantages to investing in REITs are liquidity, relative
More DetailsDig DeeperReal Estate Investment Trust Features
An important part of the real estate market is the Real Estate Investment Trust (REIT). A REIT is a financial vehicle that buys, develops, and in most cases manages income-generating properties. Designed as investment vehicles modeled on mutual funds, REITs pool the capital of many investors into a single investment vehicle. The advantages to investing in REITs are liquidity, relative
More DetailsDig Deeper
Real Estate Valuation Techniques
Real Estate Valuation Techniques
The appraisal process can be used to evaluate the collateral value of property for a secured loan-in which case its value determines the potential size of a loan. Real estate valuation techniques determine the market value of real estate asset, not its investment or portfolio value. Market value is an estimate of a property's price. Real estate valuation techniques fall
More DetailsDig DeeperThe appraisal process can be used to evaluate the collateral value of property for a secured loan-in which case its value determines the potential...
Real Estate Valuation Techniques
The appraisal process can be used to evaluate the collateral value of property for a secured loan-in which case its value determines the potential size of a loan. Real estate valuation techniques determine the market value of real estate asset, not its investment or portfolio value. Market value is an estimate of a property's price. Real estate valuation techniques fall
More DetailsDig DeeperReal Estate Valuation Techniques
The appraisal process can be used to evaluate the collateral value of property for a secured loan-in which case its value determines the potential size of a loan. Real estate valuation techniques determine the market value of real estate asset, not its investment or portfolio value. Market value is an estimate of a property's price. Real estate valuation techniques fall
More DetailsDig Deeper
Life Insurance for Estate Planning
Life Insurance for Estate Planning
Life insurance is a key instrument in personal financial planning. This unit describes its important applications: A life insurance policy is a contract in which an insurance company, in exchange for premiums, agrees to pay money to a beneficiary upon the death of the insured. Term policies provide protection for a given period; cash value policies accumulate economic value; and
More DetailsDig DeeperLife insurance is a key instrument in personal financial planning. This unit describes its important applications: A life insurance policy is a contract in...
Life Insurance for Estate Planning
Life insurance is a key instrument in personal financial planning. This unit describes its important applications: A life insurance policy is a contract in which an insurance company, in exchange for premiums, agrees to pay money to a beneficiary upon the death of the insured. Term policies provide protection for a given period; cash value policies accumulate economic value; and
More DetailsDig DeeperLife Insurance for Estate Planning
Life insurance is a key instrument in personal financial planning. This unit describes its important applications: A life insurance policy is a contract in which an insurance company, in exchange for premiums, agrees to pay money to a beneficiary upon the death of the insured. Term policies provide protection for a given period; cash value policies accumulate economic value; and
More DetailsDig Deeper
Hedge Funds
Hedge Funds
As equity markets have grown more volatile and returns less assured, hedge funds have grown as investment alternatives for both institutions and high-net-worth individuals. Hedge funds are non-traditional investment vehicles designed to optimize investment returns in various market conditions. They are attractive because their returns are intended to be uncorrelated with traditional asset classes. Hedge funds do not require strong
More DetailsDig DeeperAs equity markets have grown more volatile and returns less assured, hedge funds have grown as investment alternatives for both institutions and high-net-worth individuals....
Hedge Funds
As equity markets have grown more volatile and returns less assured, hedge funds have grown as investment alternatives for both institutions and high-net-worth individuals. Hedge funds are non-traditional investment vehicles designed to optimize investment returns in various market conditions. They are attractive because their returns are intended to be uncorrelated with traditional asset classes. Hedge funds do not require strong
More DetailsDig DeeperHedge Funds
As equity markets have grown more volatile and returns less assured, hedge funds have grown as investment alternatives for both institutions and high-net-worth individuals. Hedge funds are non-traditional investment vehicles designed to optimize investment returns in various market conditions. They are attractive because their returns are intended to be uncorrelated with traditional asset classes. Hedge funds do not require strong
More DetailsDig Deeper
Direct and Indirect Real Estate Investments
Direct and Indirect Real Estate Investments
Direct investors in real estate own the property, and indirect investors in real estate own equity shares in a property or portfolio of properties. Direct investment in real estate gives the investor complete control over the asset: who uses it, how it is maintained, if it is leveraged, and when it will be sold. Direct investors receive the income, appreciation,
More DetailsDig DeeperDirect investors in real estate own the property, and indirect investors in real estate own equity shares in a property or portfolio of properties....
Direct and Indirect Real Estate Investments
Direct investors in real estate own the property, and indirect investors in real estate own equity shares in a property or portfolio of properties. Direct investment in real estate gives the investor complete control over the asset: who uses it, how it is maintained, if it is leveraged, and when it will be sold. Direct investors receive the income, appreciation,
More DetailsDig DeeperDirect and Indirect Real Estate Investments
Direct investors in real estate own the property, and indirect investors in real estate own equity shares in a property or portfolio of properties. Direct investment in real estate gives the investor complete control over the asset: who uses it, how it is maintained, if it is leveraged, and when it will be sold. Direct investors receive the income, appreciation,
More DetailsDig Deeper
Disposing of Privately Held Businesses
Disposing of Privately Held Businesses
Small privately held businesses valued in the trillions of US dollars will be disposed of during the next several decades. In the US, it is estimated that more than 20% of household financial assets are invested in privately held businesses. Most of these businesses were started by baby boomers, many of whom will retire with funds from their business investments.
More DetailsDig DeeperSmall privately held businesses valued in the trillions of US dollars will be disposed of during the next several decades. In the US, it...
Disposing of Privately Held Businesses
Small privately held businesses valued in the trillions of US dollars will be disposed of during the next several decades. In the US, it is estimated that more than 20% of household financial assets are invested in privately held businesses. Most of these businesses were started by baby boomers, many of whom will retire with funds from their business investments.
More DetailsDig DeeperDisposing of Privately Held Businesses
Small privately held businesses valued in the trillions of US dollars will be disposed of during the next several decades. In the US, it is estimated that more than 20% of household financial assets are invested in privately held businesses. Most of these businesses were started by baby boomers, many of whom will retire with funds from their business investments.
More DetailsDig Deeper
Commercial Real Estate Financing
Commercial Real Estate Financing
Loans on commercial real estate can be structured for both borrowers and lenders. Lenders want the projected income from the property to cover the mortgage payments, and borrowers want to maximize the value of a loan relative to the value of the property. Loan structures include conventional, participation, sale-leaseback, accrual, interest-only, and convertible mortgages. Participation loans give the lender some
More DetailsDig DeeperLoans on commercial real estate can be structured for both borrowers and lenders. Lenders want the projected income from the property to cover the...
Commercial Real Estate Financing
Loans on commercial real estate can be structured for both borrowers and lenders. Lenders want the projected income from the property to cover the mortgage payments, and borrowers want to maximize the value of a loan relative to the value of the property. Loan structures include conventional, participation, sale-leaseback, accrual, interest-only, and convertible mortgages. Participation loans give the lender some
More DetailsDig DeeperCommercial Real Estate Financing
Loans on commercial real estate can be structured for both borrowers and lenders. Lenders want the projected income from the property to cover the mortgage payments, and borrowers want to maximize the value of a loan relative to the value of the property. Loan structures include conventional, participation, sale-leaseback, accrual, interest-only, and convertible mortgages. Participation loans give the lender some
More DetailsDig Deeper
Private Equity
Private Equity
Privately placed equity can be defined broadly as investments in stocks of companies not listed on a regulated exchange. A private placement is an unregistered sale of securities by a company, often with the assistance of a financial agent, to a limited number of investors who usually are sophisticated about financial and business matters and able to evaluate the risks
More DetailsDig DeeperPrivately placed equity can be defined broadly as investments in stocks of companies not listed on a regulated exchange. A private placement is an...
Private Equity
Privately placed equity can be defined broadly as investments in stocks of companies not listed on a regulated exchange. A private placement is an unregistered sale of securities by a company, often with the assistance of a financial agent, to a limited number of investors who usually are sophisticated about financial and business matters and able to evaluate the risks
More DetailsDig DeeperPrivate Equity
Privately placed equity can be defined broadly as investments in stocks of companies not listed on a regulated exchange. A private placement is an unregistered sale of securities by a company, often with the assistance of a financial agent, to a limited number of investors who usually are sophisticated about financial and business matters and able to evaluate the risks
More DetailsDig Deeper
Commercial Real Estate Loan Returns
Commercial Real Estate Loan Returns
There are many different types of commercial real estate financings such as conventional loans, participation loans, sale-leasebacks, interest-only loans, accrual loans and convertible mortgages. Each structure has a different impact on an investor's cash flow and internal rate of return. This unit will discuss the effect of different financing methods on an investor's and a lender's return.
More DetailsDig DeeperThere are many different types of commercial real estate financings such as conventional loans, participation loans, sale-leasebacks, interest-only loans, accrual loans and convertible mortgages....
Commercial Real Estate Loan Returns
There are many different types of commercial real estate financings such as conventional loans, participation loans, sale-leasebacks, interest-only loans, accrual loans and convertible mortgages. Each structure has a different impact on an investor's cash flow and internal rate of return. This unit will discuss the effect of different financing methods on an investor's and a lender's return.
More DetailsDig DeeperCommercial Real Estate Loan Returns
There are many different types of commercial real estate financings such as conventional loans, participation loans, sale-leasebacks, interest-only loans, accrual loans and convertible mortgages. Each structure has a different impact on an investor's cash flow and internal rate of return. This unit will discuss the effect of different financing methods on an investor's and a lender's return.
More DetailsDig DeeperU.S. Residential Mortgage Business
Welcome to the Mortgage Training Program. In this program we will cover everything you need to know to be knowledgeable about residential mortgages. We will look at the important players/departments in the space as well as Key Terminology that you need to know. We will spend some time unpackaging the consumer buying cycle and examine the life cycle of the
More DetailsDig DeeperReal Estate Asset Analysis
Modeling a property's income-generating characteristics is crucial to property companies and financial advisors. The measure of a property's income potential is its cash flow, and an accurate estimate of a property's potential cash flow is essential (1) for determining the amount of debt it can support and (2) for developing accurate valuation estimates on which to base financial decisions. The
More DetailsDig DeeperReal Estate Asset Modeling
The preparation of financial models of various types of properties is important for the banker as well as the real estate professional: Market factors, occupancy rates, taxes, and the amount of existing or planned debt financing are all considered when modeling income properties. A three-step method projects a property's after-tax cash flow: projecting the rental income, projecting the property's expenses,
More DetailsDig DeeperReal Estate Investment Trust Features
An important part of the real estate market is the Real Estate Investment Trust (REIT). A REIT is a financial vehicle that buys, develops, and in most cases manages income-generating properties. Designed as investment vehicles modeled on mutual funds, REITs pool the capital of many investors into a single investment vehicle. The advantages to investing in REITs are liquidity, relative
More DetailsDig DeeperReal Estate Valuation Techniques
The appraisal process can be used to evaluate the collateral value of property for a secured loan-in which case its value determines the potential size of a loan. Real estate valuation techniques determine the market value of real estate asset, not its investment or portfolio value. Market value is an estimate of a property's price. Real estate valuation techniques fall
More DetailsDig DeeperLife Insurance for Estate Planning
Life insurance is a key instrument in personal financial planning. This unit describes its important applications: A life insurance policy is a contract in which an insurance company, in exchange for premiums, agrees to pay money to a beneficiary upon the death of the insured. Term policies provide protection for a given period; cash value policies accumulate economic value; and
More DetailsDig DeeperHedge Funds
As equity markets have grown more volatile and returns less assured, hedge funds have grown as investment alternatives for both institutions and high-net-worth individuals. Hedge funds are non-traditional investment vehicles designed to optimize investment returns in various market conditions. They are attractive because their returns are intended to be uncorrelated with traditional asset classes. Hedge funds do not require strong
More DetailsDig DeeperDirect and Indirect Real Estate Investments
Direct investors in real estate own the property, and indirect investors in real estate own equity shares in a property or portfolio of properties. Direct investment in real estate gives the investor complete control over the asset: who uses it, how it is maintained, if it is leveraged, and when it will be sold. Direct investors receive the income, appreciation,
More DetailsDig DeeperDisposing of Privately Held Businesses
Small privately held businesses valued in the trillions of US dollars will be disposed of during the next several decades. In the US, it is estimated that more than 20% of household financial assets are invested in privately held businesses. Most of these businesses were started by baby boomers, many of whom will retire with funds from their business investments.
More DetailsDig DeeperCommercial Real Estate Financing
Loans on commercial real estate can be structured for both borrowers and lenders. Lenders want the projected income from the property to cover the mortgage payments, and borrowers want to maximize the value of a loan relative to the value of the property. Loan structures include conventional, participation, sale-leaseback, accrual, interest-only, and convertible mortgages. Participation loans give the lender some
More DetailsDig DeeperPrivate Equity
Privately placed equity can be defined broadly as investments in stocks of companies not listed on a regulated exchange. A private placement is an unregistered sale of securities by a company, often with the assistance of a financial agent, to a limited number of investors who usually are sophisticated about financial and business matters and able to evaluate the risks
More DetailsDig DeeperCommercial Real Estate Loan Returns
There are many different types of commercial real estate financings such as conventional loans, participation loans, sale-leasebacks, interest-only loans, accrual loans and convertible mortgages. Each structure has a different impact on an investor's cash flow and internal rate of return. This unit will discuss the effect of different financing methods on an investor's and a lender's return.
More DetailsDig Deeper